Buy vs Lease in Cookeville, TN

Buy vs Lease in Cookeville, TN

Use Cumberland CDJR's Online Tools!

Should I Finance or Lease My Car?

Taking home a brand-new vehicle is one of the best feelings in the world, and that’s why we at Cumberland CDJR keep a stocked inventory of models for you to find your dream ride. We offer financing and leasing plans, so come in and speak to our Finance Department today!


The traditional route many people take to become a car owner is to purchase, or finance. To do this, you can either buy your vehicle for its entire sticker price all at once, or you can break the cost up into monthly installments to be paid out over the course of four to seven years. If you take the financing route, then all you have to do is contribute a down payment when you take your car home. The rest can be put on a loan that you repay. Although this path is a long-term commitment, it allows you to keep your car and make whatever modifications to it that you want! You can also decide what to do with it at the end of your term. Keep it payment-free for years to come, pass it on to your kids, or even trade or sell it to recoup your initial investment.


If ownership doesn’t sound appealing to you, then the other, more flexible route that we have is leasing. This avenue is similar to borrowing, allowing you to temporarily take home one of our brand-new models for about two to four years. Your contract will be based on the depreciation of your vehicle as well as your term length, ultimately yielding cheaper monthly payments and a quicker term than with financing. However, you do not get to keep your vehicle at the end of your agreement unless you choose to lease it again. We recommend that you instead begin a new lease with one of the most updated models from our lot!

Online Tools

Our website’s tools can assist you through the process of selecting and paying for a vehicle, no matter which route you take. The most important online feature you’ll have at your fingertips is our entire inventory! If you click on the New tab at the top of our website, you’ll immediately be taken to a full listing of the factory-fresh models we have, allowing you to browse freely at home! If you want to calculate your buying power and figure out which models fit into your budget, the Payment Calculator will come in handy. Then, to get a really in-depth look at your prospective choices, we have a Virtual Test Drive feature! Finally, we recommend looking under the Offers tab of the Cumberland CDJR site to find money-saving specials.

Once you decide whether you want to buy vs lease in Cookeville, TN, pay Cumberland CDJR’s location a visit! Our team always puts their best foot forward with customers, and hopes to see you very soon.

Contact Information

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Cumberland Chrysler Sales Staff Hours

(931) 263-0321

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